1. Overview
ESCROWNET is committed to protecting your personal data in compliance with the Nigeria Data Protection Regulation (NDPR). This policy explains what data we collect, how we use it, and your rights.
2. Data We Collect
- Account data: Email, full name, phone number, password hash.
- KYC data: NIN, BVN, address, city, state, and uploaded identity documents.
- Transaction data: Escrow amounts, property details, payment references, insurance policies.
- Audit data: Actions you perform on the platform with timestamps.
3. How We Use Your Data
- To verify your identity and comply with regulatory requirements.
- To process escrow transactions and release requests.
- To coordinate with property verification agencies and insurance partners.
- To maintain audit trails for dispute resolution.
- To send transaction status updates (email notifications).
4. Data Sharing
We share data only with:
- Accredited property verification agencies (title and survey checks).
- Insurance partners (policy confirmation).
- Regulatory bodies when legally required.
We do not sell your data to third parties.
5. Data Security
We use Row-Level Security (RLS), HTTPS encryption, secure authentication, and full audit logging. Access to KYC documents is restricted to verified compliance officers and admins.
6. Your Rights
- Right to access your personal data.
- Right to correct inaccurate data.
- Right to request deletion (subject to regulatory retention requirements).
- Right to object to certain processing.
7. Contact
For privacy-related inquiries, please contact our compliance team through your dashboard or via the registered business address.